Q. What type of equipment do you lend money for?
A. Tropic specializes in the Carnival Industry. We finance trailer mounted rides, food concession trailers, game trailers, and portable living quarters.

Q. Do you finance used equipment?
A. Yes, if the seller can provide a clear title and bill of sale for the equipment. We also require pictures of the used equipment.

Q. Is there a minimum loan amount?
A. Tropic maintains a minimum loan amount of $10,000.00

Q. Can I make seasonal payments?
A. Yes. Tropic can create a payment schedule to fit your needs, as long as at least five payments are made each year

Q. Does Tropic finance motion simulators, go-karts, inflatables, or batting cages?
A. No, Tropic will only finance equipment that can be titled by the Department of Motor Vehicles.

Q. How do I get license plates for my financed equipment?
A. Tropic will do this for you. We can title and register your equipment in the State of your choice.

Q. Can I borrow money using my own equipment as collateral?
A. Yes, Tropic can lend up to 75% of the collateral value as determined by Tropic. Once again, clear title must be established.

Q. I need a new truck to pull my equipment. Can I get a loan through Tropic to fund
the purchase?
A. Tropic generally does not lend on motor vehicles. However, if you provide additional acceptable collateral, Tropic may consider the loan request.

Q. I travel a lot. How can I complete loan documents?
A. It's simple. Once your loan is approved, Tropic can send the loan package wherever you are via overnight delivery. We can fund the loan when documents are completed and returned to us.

Q. How do I apply?
A. First, write us to request an application or complete the information form provided on this web site and we will send you an application. Then send the completed application back to us along with a copy of the manufacturer's invoice. We will contact you if any further information is needed.